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Do I have to pay a deductible?

The amount of deductible that you will be responsible for is determined by your insurance policy.

Standard collision: you will have to pay your deductible regardless of whether you were at fault.

Broad collision: and you were not at fault, your insurance company most likely will waive your deductible.
 
 
 
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DISCLAIMER: The information you obtain at this site is not, nor is it intended to be, legal advice or a referral to a professional or service provider. If you believe that you have a claim as a result of an accident, it would be wise to speak with a personal injury attorney as soon as possible.